Terms and Conditions

Last update: March 2026

1. Service Scope

These Terms and Conditions ("Terms") govern your use of the website cobaltfund.com and any coaching, educational, or advisory services offered by CobaltFund ("we", "us", "our"), registered at 138 Liverpool Rd, London N1 1LA, United Kingdom.

CobaltFund provides career coaching, salary negotiation guidance, and related educational content. Our services are intended for professionals aged 18 and over based primarily in the United Kingdom. Services may be delivered by video call, phone, or written communication.

All content published on this website — including articles, quizzes, and strategy frameworks — is provided for informational and educational purposes only. It does not constitute legal, financial, or professional regulated advice. We are not authorised or regulated by the Financial Conduct Authority (FCA) or any other regulatory body in respect of financial advice.

Availability of specific services may change without prior notice. We reserve the right to modify, suspend, or discontinue any part of our offering at any time.

2. User Obligations

By using this website and/or our services, you agree to:

  • Provide accurate and truthful information when completing contact forms or booking sessions.
  • Use this website and its content for lawful personal or professional purposes only.
  • Not reproduce, distribute, or commercially exploit any content from this website without our prior written consent.
  • Not attempt to gain unauthorised access to any part of our website or systems.
  • Not use our services to engage in any unlawful, fraudulent, or harmful activity.
  • Respect the intellectual property rights in all content published on cobaltfund.com.

We reserve the right to refuse, suspend, or terminate access to our services at our discretion if these obligations are breached.

3. Bookings and Payment

Free initial strategy sessions carry no obligation. Where a paid engagement is agreed, the specific scope, pricing, payment schedule, and cancellation terms will be set out in a separate written agreement provided before any payment is taken.

Session bookings made via the Calendly widget are subject to Calendly's own terms of service in addition to these Terms. Rescheduling and cancellation terms are described in our Cancellation Policy.

4. Liability Limitations

To the fullest extent permitted by applicable UK law:

  • We do not guarantee specific outcomes, salary increases, or employment results from using our services or content.
  • All examples, case references, and illustrative outcomes on this website are for educational purposes only. Individual results will vary based on personal circumstances, market conditions, and individual effort.
  • We exclude liability for any indirect, consequential, or special loss or damage arising from your use of this website or our services, including but not limited to loss of income, profits, or business opportunity.
  • Our total aggregate liability to you for any claim arising from these Terms or our services shall not exceed the total fees paid by you to us in the twelve months preceding the claim, or £100 if no fees have been paid.
  • Nothing in these Terms limits or excludes liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded under UK law.

This website may contain links to third-party websites (e.g. Calendly). We are not responsible for the content, accuracy, or practices of those sites.

5. Intellectual Property

All content on cobaltfund.com — including text, graphics, logos, images, quiz frameworks, and coaching materials — is the intellectual property of CobaltFund or its licensors and is protected by applicable copyright and intellectual property law. You may not reproduce, copy, distribute, or create derivative works from any content without our express written permission.

6. Governing Law

These Terms and any disputes or claims arising out of or in connection with them (including non-contractual disputes or claims) are governed by and construed in accordance with the laws of England and Wales.

You agree that the courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising from or in connection with these Terms or their subject matter.

If you are a consumer resident in Scotland or Northern Ireland, you retain the right to bring proceedings in your local jurisdiction under applicable consumer protection rules.

7. Changes to These Terms

We may update these Terms from time to time. The "Last update" date at the top of this page will reflect any revisions. Your continued use of cobaltfund.com after changes are posted constitutes acceptance of the updated Terms. We encourage you to review this page periodically.

8. Contact

For questions about these Terms:
Email: info@cobaltfund.com
Phone: +44 7766 092604
Address: 138 Liverpool Rd, London N1 1LA, United Kingdom